Buying a car is no longer a luxury for many people; it is a necessity. Whether it’s for commuting to work, running errands, or taking weekend trips with family, a car makes life a lot easier. However, the price tag on brand-new cars often puts them out of reach for many buyers. This is where second-hand cars come into play as a more affordable and practical option. But even second-hand cars come with their own costs, and that’s where used car loans come in handy. This product allows you to spread the price of your used car into small monthly instalments.
Lenders like Bajaj Finance offer high-value used car loans that come with simple eligibility criteria and minimal paperwork. The easy online application process and flexible repayment tenure make borrowing hassle-free.
Here are a few benefits of choosing Bajaj Finserv Used Car Loan:
- High-value loan amount: Buying a second-hand car requires a substantial amount, especially when you’re looking at popular models or well-maintained vehicles. However, with Bajaj Finserv Used Car Loan, you don’t need to worry about your budget as you can get a loan of up to Rs. 1.02 crore. Whether you’re looking for a luxury second-hand car or a more affordable one, this high loan amount gives you the freedom to choose.
- Quick disbursal facility: One of the biggest frustrations when applying for a loan is the long wait for approval and disbursal. This can be especially stressful when you’ve found the perfect second-hand car and don’t want to miss out on it. Bajaj Finance offers used car loans that come with a fast disbursal facility. This means that you can get the funds you need within 48 hours* of approval. This quick turnaround time means you can go from loan approval to owning your second-hand car in no time.
- Flexible repayment tenure: Every buyer has different financial situations and priorities. Some people prefer to pay off their loan quickly, while others may want to take their time to ensure that they don’t strain their budget. Bajaj Finance offers a flexible repayment tenure that ranges from 12 months to 72 months. This flexibility allows you to choose a loan term that suits your monthly income and repayment capacity.
- Simple eligibility criteria and minimal paperwork: Applying for a loan can sometimes feel like a complicated process filled with endless paperwork and confusing eligibility checks. Bajaj Finance offers used car loans that come with simple eligibility criteria and requires only a few documents to complete the process. These features make the application process simple and hassle-free.
- Easy online application process: In today’s digital world, convenience is key. Bajaj Finance offers used car loans with an easy online application process. You can simply visit the used car loan page on the Bajaj Finserv website and fill in the online form with basic details. Once you submit the form, a representative from Bajaj Finance will reach out to you to guide you on further steps. Bajaj Finance also offers a doorstep document collection facility using which you can finish your paperwork from the comfort of your home. So whether you are planning to buy a second hand car in Delhi or any other city, this online process helps you apply for a Bajaj Finserv Used Car Loan with ease.
In conclusion, purchasing a second-hand car is a practical and cost-effective way to own a vehicle, and with the help of Bajaj Finserv Used Car Loan, you can make your purchase easier and more affordable. Ready to drive home your dream second-hand car? Visit the Bajaj Finserv website or download the app and start your loan application today.
*Terms and conditions apply
Published - November 22, 2024 05:21 pm IST
